Wealth Management
Philosophy
Our investment philosophy and academic approach to financial planning is based inherently on Modern Portfolio Theory. Modern Portfolio Theory holds that markets are efficient and that every level of risk has a corresponding optimal portfolio that maximizes return.
The principles of our investment philosophy are:
Markets Work
Capital markets do a good job of fairly pricing publicly traded securities and reflecting investor expectations.
Diversification is key
Global asset allocation can eliminate specific risks that individual securities are exposed to daily.
Risk and return are related
Riskier portfolios yield higher expected returns. Structure explains performance. The variability within a portfolio is directly related to the asset classes comprising the portfolio; the risk levels of those asset classes are responsible for added volatility.
Market timing is inefficient
Academic research shows market timers consistently accrue lower returns than passive investors who index the entire market.
Women investors have unique needs
Women investors are underserved by most professional investment advisors if they have assets less than $5,000,000.
- We offer women opportunities to access personalized and tailored comprehensive wealth mentoring solutions
- We listen to women who are motivated investors and do not ignore their clear preferences for how they would like to invest
- We respect women investors who demonstrate preferences for preserving wealth, want to be educated about financial decisions, and use their money to address social equity issues in our global community
- We recognize that women have many other priorities in their lives besides investing by themselves and we feel privileged to serve them as their independent investment advisor
